Auto Insurance in Anaheim & San Diego, CA

Car Insurance for Drivers Throughout California, Nevada, Texas, Oregon, Washington, Arizona, Colorado, Utah, Florida and Georgia

Insuring your vehicle should be simple and affordable, but many drivers end up paying too much for car insurance that has too little coverage. You should be able to get a car insurance policy tailored specifically for your needs at a price you can appreciate. 

Agape Insurance Services helps you compare a sea of quotes to find a policy suited for your vehicle. Our insurance professionals offer fantastic customer service with care and compassion to each driver that picks up the phone or steps through the door. 

What Does Auto Insurance Cover? 

Car insurance is designed to cover your vehicle in case of an accident, whether on or off the road. There are many types of coverages you may purchase. The highest amount of car insurance you may have on your vehicle is referred to as full coverage. A full coverage auto insurance policy may include: 

• Comprehensive Coverage: Comprehensive coverage provides compensation for damages to your vehicle caused by fire, wind, hail, lightning, smoke, theft, vandalism and other incidents not involving collision. 
• Collision Coverage: Collision insurance covers damages to your vehicle caused by a collision with another vehicle or object. 
• Liability: Liability insurance covers bodily injury and property damage you may cause someone else while operating the insured vehicle. 
• Medical Payments Coverage: This insurance covers medical bills you and your passengers may face after an accident, no matter who is at fault. 
• Uninsured/Underinsured Motorist: This insurance covers damages incurred in an accident with another driver who is not carrying insurance. 

Roadside Assistance: Roadside assistance helps with trip interruption expenses such as running out of gas or needing to be towed. 

What is the Difference Between a Fault State and No-Fault State? 

Most states are separated into two categories when it comes to car accidents: fault and no-fault. This refers to how compensation and insurance is calculated after an accident. In no-fault states, each driver is responsible for covering damages and injuries they personally suffer, no matter who caused the accident. In fault states, however, drivers who are considered more at fault for an accident may have to provide compensation for damages and injuries sustained by both parties. 

Insure Your Vehicle Today 

Protect your vehicle with an affordable car insurance policy today. Call Agape Insurance Services at (714) 285-4250  or fill out an online quote form to get started. 

Common Auto Insurance Questions 

How Much Auto Insurance Do I Need? 

Everyone’s auto insurance needs are different. Speak with an insurance agent about insuring your vehicle to cover its total value today. 

How Much Does Auto Insurance Cost? 

The cost of auto insurance varies depending on your location, driving record, credit score, coverage limits, the value of the vehicle and more. Fill out an online quote form to find out how much you can save on car insurance today. 

What Auto Insurance is Required by Law? 

Car insurance requirements vary by state. All car insurance policies must cover the minimum requirements, however. In California, for example, all drivers must carry at least:

 

• $15,000 in bodily injury/death liability per person
• $30,000 in bodily injury/death liability per accident
• $5,000 in property damage liability
  

   

  If you have questions about auto insurance, then contact our team of dedicated agents at (714) 285-4250 or visit our office today!