Site Terms

Terms of Use

ACCEPTANCE OF TERMS THROUGH USE

The following are terms of a legal agreement between you and Agape Financial & Insurance Services By accessing, browsing and/or using this site ("Site"), you acknowledge that you have read, understood, and agree, to be bound by these terms, conditions, notices contained or reference herein (the "Terms of Use") , and to comply with all applicable laws and regulations . If you do not agree to these Terms, do not use this site. Your use of a particular part of the Agape Financial & Insurance Services Web Site may also be subjected to additional terms outlined elsewhere in this agreement (the "Additional Terms").

AGREEMENT TO RULES OF USER CONDUCT

You agree to abide by Agape Financial & Insurance Services's Rules of User Conduct, including but not limited to, agreeing not to use this site for any unlawful purpose.

THIRD PARTY SITES

This site may produce automated search results or otherwise link you to other sites on the Internet. These sites may contain information or material that some people may find inappropriate or offensive. These other sites are not under the control of Agape Financial & Insurance Services, and you acknowledge that Agape Financial & Insurance Services is not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the content of such sites. The inclusion of such a link does not imply endorsement of the site by Agape Financial & Insurance Services or any association with its operators.

PROPRIETARY RIGHTS

You acknowledge and agree that all content and materials available on this site are protected by copyrights, trademarks, service marks, patents, trade secrets, or other proprietary rights and laws. Except as expressly authorized by Agape Financial & Insurance Services, you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, or create derivative works from such materials or content. Notwithstanding the above, you may print or download one copy of the materials or content on this site on any single computer for your personal, non-commercial use, provided you keep intact all copyright and other proprietary notices. Systematic retrieval of data or other content from this site to create or compile, directly or indirectly, a collection, compilation, database or directory without written permission from Agape Financial & Insurance Services is prohibited. In addition, use of the content or materials for any purpose not expressly permitted in these Terms of Use is prohibited.

As noted above, reproduction, copying, or redistribution for commercial purposes of any materials or design elements on this site is strictly prohibited without the express written permission of Agape Financial & Insurance Services

LIABILITY DISCLAIMER

The information, software, products, and services included in or available through the Agape Financial & Insurance Services web sites may include inaccuracies or typographical errors. Changes are periodically added to the information herein. Agape Financial & Insurance Services and/or its respective suppliers may make improvements and/or changes in the Agape Financial & Insurance Services web sites at any time. Advice received via the Agape Financial & Insurance Services web sites should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice tailored to your situation.
Agape Financial & Insurance Services and/or its respective suppliers make no representations about the suitability, reliability, availability, timeliness, and accuracy of the information, software, products, services and related graphics contained on the Agape Financial & Insurance Services web sites for any purpose. All such information, software, products, services and related graphics are provided "as is" without warranty of any kind. Agape Financial & Insurance Services and/or its respective suppliers hereby disclaim all warranties and conditions with regard to this information, software, products, services and related graphics, including all implied warranties and conditions of merchantability, fitness for a particular purpose, title and non-infringement.
In no event shall Agape Financial & Insurance Services and/or its suppliers be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of the Agape Financial & Insurance Services web sites, with the delay or inability to use the Agape Financial & Insurance Services web sites or related services, the provision of or failure to provide services, or for any information, software, products, services and related graphics obtained through the Agape Financial & Insurance Services web sites, or otherwise arising out of the use of the Agape Financial & Insurance Services web sites, whether based on contract, tort, negligence, strict liability or otherwise, even if Agape Financial & Insurance Services or any of its suppliers has been advised of the possibility of damages. Because some states/jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. If you are dissatisfied with any portion of the Agape Financial & Insurance Services web sites, or with any of these terms of use, your sole and exclusive remedy is to discontinue using the Agape Financial & Insurance Services web sites.

INDEMNIFICATION

Upon a request by Agape Financial & Insurance Services, you agree to defend, indemnify, and hold harmless Agape Financial & Insurance Services and its subsidiary and other affiliated companies, and their employees, contractors, officers, and directors from all liabilities, claims, and expenses, including attorney's fees, that arise from your use or misuse of this site. Agape Financial & Insurance Services reserves the right, at it own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with Agape Financial & Insurance Services in asserting any available defenses.

INTERNATIONAL USE

This Site is controlled and operated by Agape Financial & Insurance Services from its offices within the United States. Agape Financial & Insurance Services makes no representation that materials in the Site are appropriate or available for use in other locations outside of the United States, and access to them from territories where their contents are illegal is prohibited. Those who choose to access this Site from other locations do so on their own initiative and are responsible for compliance with applicable local laws.

Any claim relating to, and the use of, this Site and the materials contained herein is governed by the laws of the state of California.

CHOICE OF LAW AND FORUM

These Terms of Use shall be governed by and construed in accordance with the laws of California, excluding its conflicts of law rules. You expressly agree that the exclusive jurisdiction for any claim or action arising out of or relating to these Terms of Use or your use of this site shall be filed only in the state or federal courts located in the California, and you further agree and submit to the exercise of personal jurisdiction of such courts for the purpose of litigating any such claim or action.

SEVERABILITY AND INTEGRATION

Unless otherwise specified herein, this agreement constitutes the entire agreement between you and Agape Financial & Insurance Services with respect to this site and supersedes all prior or contemporaneous communications and proposals (whether oral, written, or electronic) between you and Agape Financial & Insurance Services with respect to this site. If any part of these Terms of Use is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions shall remain in full force and effect.

TERM OF USE REVISIONS

Agape Financial & Insurance Services reserves the right, any time at its sole discretion, to revise these Terms of Use by updating this posting. By using this Site, you agree to be bound by any such revisions, changes, and/or updates, and should therefore periodically visit this page to determine the then current Terms of Use to which you are bound. Your continued use of this site following the posting of any revisions, changes, and/or updates to the Terms of Use constitutes acceptance of those changes.

TERMINATION

Agape Financial & Insurance Services reserves the right, in its sole discretion, to terminate your access to all or part of this site, with or without notice.