Why do you need health insurance?
Health insurance protects you and your loved ones against financial losses resulting from sickness or accidental bodily injury. Depending on the nature of the health insurance, direct costs (such as hospital bills, medical procedures, and physician consultations) are generally covered and indirect costs (like lost wages) are sometimes reimbursed as well. Beyond emergency care, health insurance policies often cover regular checkup, prescription medications, lab tests, and other "routine" procedures. For those with vision impairment, health policies are occasionally paired with various related types of insurance (accidental insurance, disability income insurance, medical expense insurance, and accidental death and dismemberment insurance), or cover the same things.
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